Offset
An offset bank account could help reduce interest on your variable rate home loan, while giving you access to funds you can redraw.
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Flexible Features
Whether a first-time buyer or self-employed, a RAMS home loan has flexible options to make the loan work better for you
Flexible Features
Construction Option
Make progress payments for your new home build or renovation and pay interest on only your drawn down loan amount during the initial construction period.
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Value Advantage Package
Save with interest rate discounts and reduced fees. Explore our Value Advantage Package.
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Fast Track
You could get into your new home sooner with family guaranteeing part of your loan amount.
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Parental Leave Option
Defer principal and interest repayments for up to six months while you’re on parental leave with a Full Feature Home Loan.
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Interest only in advance
Investors can pay up to 12 months of interest upfront and receive an interest rate discount on your fixed rate loan. Great for investors.
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